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<pubDate>Sun, 11 Oct 2026 08:00:00 +0530</pubDate><author>noreply@chillartheory.com (Team Chillar Theory)</author><category>Investing method</category><category>Money foundations</category><category>Tax &amp; rules</category><category>Traps &amp; behaviour</category><category>World → wallet</category>
<description>Brent averaged $114 in Sep 2026. See what it costs you at the pump, the plate and your EMI after the RBI&#x27;s hike to 5.50%, plus a free no-cost EMI sheet.</description></item>
<item><title>Your Take-Home Just Shrank. Good.</title><link>https://chillartheory.com/india/issues/01/</link><guid isPermaLink="true">https://chillartheory.com/india/issues/01/</guid>
<pubDate>Sun, 04 Oct 2026 08:00:00 +0530</pubDate><author>noreply@chillartheory.com (Team Chillar Theory)</author><category>Investing method</category><category>Money foundations</category><category>Money tools &amp; AI</category><category>Tax &amp; rules</category><category>Traps &amp; behaviour</category><category>World → wallet</category>
<description>The EPF wage ceiling rose to ₹25,000 from 17 Sep 2026. See the payslip maths, UPI&#x27;s merchant charge, an EMI check and a free fake-news prompt pack.</description></item>
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